Louisiana has one of the most comprehensive contractor licensing systems, requiring bonds for virtually all commercial and residential work. SuretyBond Simple makes it fast and easy to get bonded in Louisiana — with competitive rates, same-day approvals, and no hidden fees.
Common Louisiana Surety Bonds
Here are the most frequently required surety bonds in Louisiana:
Contractor License Bond
Required for licensed contractors in Louisiana through the Louisiana State Licensing Board for Contractors.
Motor Vehicle Dealer Bond
Required by the Louisiana OMV for all licensed motor vehicle dealers in Louisiana.
Notary Bond
Required by the LA Secretary of State for all notaries public in Louisiana.
Freight Broker Bond (BMC-84)
Federally required by the FMCSA for all licensed freight brokers operating in Louisiana and nationwide.
Mortgage Broker Bond
Required for licensed mortgage brokers and loan originators operating in Louisiana.
License & Permit Bond
Various Louisiana business licenses and permits require a surety bond as part of the licensing process.
Louisiana Bond Requirements at a Glance
| Bond Type | Bond Amount | Issuing Agency | Term |
|---|---|---|---|
| Contractor License Bond | $10,000–$50,000 | Louisiana State Licensing Board for Contractors | Annual |
| Motor Vehicle Dealer Bond | $50,000 | Louisiana OMV | Annual |
| Notary Bond | $10,000 | LA Secretary of State | Multi-Year |
| Freight Broker Bond (BMC-84) | $75,000 | FMCSA (Federal) | Annual |
| Mortgage Broker Bond | $25,000–$75,000 | Louisiana Dept. of Financial Regulation | Annual |
How Much Does a Louisiana Surety Bond Cost?
You never pay the full bond amount — you pay a small annual premium, typically 1%–15% of the bond amount. Your rate depends primarily on your credit score:
| Credit Score | Typical Rate | $25,000 Bond | $50,000 Bond |
|---|---|---|---|
| 750+ (Excellent) | 0.5%–2% | $125–$500/yr | $250–$1,000/yr |
| 700–749 (Good) | 1%–3% | $250–$750/yr | $500–$1,500/yr |
| 650–699 (Fair) | 2%–5% | $500–$1,250/yr | $1,000–$2,500/yr |
| 600–649 (Average) | 4%–8% | $1,000–$2,000/yr | $2,000–$4,000/yr |
| Below 600 (Poor) | 7%–15% | $1,750–$3,750/yr | $3,500–$7,500/yr |
Use our Bond Cost Calculator for a personalized estimate.
How to Get a Surety Bond in Louisiana
Identify Your Bond Requirement
Find out which bond you need, the required amount, and the issuing agency in Louisiana.
Submit Your Application
Fill out our simple online form — takes less than 5 minutes. No hard credit pull required for most bonds.
Receive Your Quote
We shop across multiple A-rated carriers to find you the best rate. Most quotes are delivered same day.
Get Your Bond Certificate
Once approved, we issue your bond certificate digitally so you can complete your Louisiana license application.
Louisiana Surety Bond FAQ
How much does a surety bond cost in Louisiana?
Louisiana surety bond premiums typically range from 1%–15% of the bond amount, based on your credit score and bond type. Applicants with good credit (700+) generally qualify for rates of 1%–3%.
Can I get a Louisiana surety bond with bad credit?
Yes. Surety programs are available for all credit levels. You'll pay a higher premium (7%–15%), but bonds are available to almost everyone.
How fast can I get bonded in Louisiana?
Most standard Louisiana surety bonds can be issued same day. Submit your application and receive your bond certificate within hours.
Do I need to renew my Louisiana surety bond?
Most surety bonds in Louisiana are annual and must be renewed each year to keep your license active. We'll notify you before your bond expires.
Will applying for a bond affect my credit score?
Most surety companies perform a soft credit pull, which does NOT affect your credit score. Hard inquiries are rare and only used for very large bonds.
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